วันอาทิตย์ที่ 7 พฤศจิกายน พ.ศ. 2553

Are the Biggest Auto Insurance Companies Rip-Offs?

us auto insurance


The biggest auto insurance companies such as NAI (Nationwide Auto Insurance), Gieco, Allstate, MetLife and Travelers offer numerous plans in auto insurance. People can choose any of these companies if they are contemplating buying it.

The biggest advantage of buying insurance from these companies is that, they all offer six different types of coverage depending on people's requirements.

These include liability, collision, rental reimbursements, medical auto coverage, and uninsured and comprehensive coverage. Liability coverage is the basic type of coverage offered by biggest insurance companies. Liability provides coverage for bodily injury. For instance, if a vehicle damages the gate of someone's house, then the company provides charges to repair that gate.

The second type of coverage offered by the biggest companies is collision coverage. It provides coverage to an individual's vehicle in case of collision. However, all major insurance companies offer to pay only a part of the claim.

Third is the Medical coverage that bears the entire medical cost irrespective of whether or not it was fault of policyholder.

Comprehensive coverage in auto insurance is fourth one applicable in case of vandalism, theft or destruction of car due to fire or flood.

Fifth that is Uninsured coverage refers to providing coverage, when the party who is at fault has inadequate liability insurance.

The sixth coverage includes rental reimbursement that offers rental compensation for rental costs of repair when the policyholder's car gets damage in an accident.

Details Of The Biggest Companies:

Allstate: Allstate is among the biggest auto insurers in the US. Along with the coverage mentioned above, Allstate has come up with new policies. The policies offer extra features such as bonuses on safe driving, deductible rewards, accident rewards and car replacement. People can obtain free quotes online on Allstate auto plans by simply logging on to internet. The prime features of this company are that, it provides affordable premiums, suiting every individual's needs.

NAI (National Auto Insurance): NAI is reportedly the biggest online auto insurer in the United States. NAI offers all six types of coverage under their policies. A policy from this company is expensive. If an individual already has medical insurance, then they need not go for an extra medical plan.

Traveler's auto insurance policy: Traveler is another major name in the business. It is the first insurance company that introduced auto insurance in United States. Traveler is another major name in the business. It is the first insurance company that introduced it in United States. The insurance plan of this company provides complete protection to policyholder's car.

Other Features:

These biggest auto insurers not only provide broad coverage programs, but also provide people with extra benefits. Some benefits include car repair programs, fast and proficient handling of claim 24/7.

People who cannot make to the companies offices can simply log on to specific company's site, get free quotes that gives prospect about the cost of auto insurance.

Moreover, the company's agents contact people and assist them in obtaining a perfect plan. Thus, acquiring it for vehicles from any of the renowned and rated companies can make sense. To find out how you can get coverage from these and other companies simply follow the links in the resource box bellow.




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